Mario Daniel Sconza Buying, Selling & Investing System
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"Shopping for the best financing should start long
before you start shopping for a home."
Best Financing
When you're looking to buy a home, the first thing most home buyers do is
start the process of house-hunting. However, experience proves that this is one
of the last steps you should be taking if you want to get the most home for the
least amount of money. In fact, shopping for the best financing should start
long before you start shopping for a home. This report outlines 3 important steps you should take to obtain the best
financing rates for when you buy a home. Read on to find out where you can inquire,
what questions you should ask, and how to manage the process to your personal
advantage.
3 Point Plan
3 Critical Questions to Ask... When you're looking for an agent to
assist you in finding a home, make sure you find out the answers to these
important questions:
Can you get me a quick, easy and FREE mortgage pre-approval?
Can I get preferred access to special low down payments, monthly payments
and interest rates?
Can I get special advance notice of listings that computer-match my home
buying criteria?
You owe it to yourself to benefit from these cost
saving benefits.
1. Get Pre-approved for a Mortgage
Getting pre-approved for a mortgage will give you a number of important
benefits including emotional security in the house-hunting process, and
insurance against rising interest rates in the market place. Pre-approval is
easy, and can give you complete peace-of-mind when shopping for your home.
Mortgage brokers can obtain written pre-approvals for you at no cost and no
obligation. More than just a verbal approval from your lending institution, a
written pre-approval is as good as money in the bank. It includes a completed
credit application, and a certificate which guarantees a mortgage to the
specified level when you find the home you're looking for. Pre-approval means no
last minute shopping around for money and rates. With a pre-approved mortgage,
if rates go up, you still get the pre-approved rate, but if rates go down, you
receive the lower rate.
2. Receive Preferred Access to Special Low Financing
Agents that conduct hundreds of real estate transactions every year may be
able to offer you certain negotiating advantages with lending institutions.
These lenders are often anxious to do business with such agents and their
clients, and may be willing to extend better than average rates. This can make purchasing a home much easier and more affordable for many
buyers to qualify for a minimum down payment, and low monthly payments.
Therefore many more buyers can own the home of their dreams much sooner then
they ever thought possible.
3. House-hunting Service
Most agents offer a house-hunting service to make it easier for you to find
the home you want. Through these programs you can find out in advance which
homes on the market match your home buying criteria. To do this you simply
provide your agent with a brief description of the type of home you're looking
for, for example, number of bedrooms, price range, neighborhood and so on. Then
you should receive advance notice (including pictures) of all the homes for sale
that match your requirements. This will give you the competitive edge to find
out before other buyers which homes that are likely to be of interest to you.
Because you are there before most other buyers, perhaps you can even negotiate a
better price. You can then drive by these homes, without the assistance of an
agent, to see which ones you want to view. Then it's simply a matter of you
advising your agent about which homes you like and want to see.
I'd like to start off by congratulating Mario for putting together a great team.
Positive: Professionalism, Quality, Responsiveness, Value
I'd like to start off by congratulating Mario for putting together a great team. We had been looking for about half a year, and never thought how much having a good real estate agent could benefit us during a purchase. we are a family of two working professionals and I work in the construction industry. During our search and monitoring the ever confusing housing market we were skeptical at first, whether or not to buy a property or keep renting, we were then introduced to Mario Daniel and his team and our first session was about deciding whether or not we should even make a purchase. After bringing all our concerns forward Mario patiently addressed them and took us through the process. We were sold from that point on. Mario and Domenic supported us patiently and positively during our search for property (I should say that we had many precise criteria on what we want). They helped us narrow down our criteria and get a good sense of our options that match our money. For any buyer I would suggest them to make their expectations clear so that the agents could help them better. Domenic had a lot of role in helping us through this process. However don't expect to get a home for half the price because if such thing was true everybody else would also be looking for that. Also try to help your agent to help you. Try to proactively search for your desired home and communicate with your agent. The main part about our experience with Domenic and Mario was that we had a pleasant journey towards our purchase and that goes a long way. Home purchase in itself could be a tough task, and if you don't have good advice on your side, that would make it twice as hard. Domenic diligently negotiated on our behalf and I believe the combination of professionalism and goodwill helped us become home owners. We managed to purchase a place that we could truly call our home at an optimum price, thanks to Domenic's negotiation skills, and we definitely owe this to the efforts of Mario Daniel and Domenic and their team. They helped us throughout the process of closing and securing a mortgage as well and this was a great relief on our end, since we are very busy with day to day work. I think overall Mario, Domenic and the rest of their team have your best interest at heart and this is very comforting. Also I believe Mario Daniel Sconza and his team take pride in their work and are great professionals that you can trust without worry. I have developed a lot of respect for this team and I would suggest anyone who asks me, to work with this team without a doubt and I plan to do the same in the future. We wish them prosperity and will miss them greatly now that this chapter has come to an end.
Pouya Sharif
This is the 3rd time we've used Domenic from Mario Daniel Sconza Real Estate team to buy and sell our home.
This is the 3rd time we've used Domenic from Mario Daniel Sconza Real Estate team to buy and sell our home. Each time, we have been more impressed than the last with the turn-key approach and professionalism that surpasses the industry standard. The team's number one goal is to make you feel at ease through the process and you do. Domenic as an agent is very knowledgeable on all aspects of buying/selling homes, and his expertise is critical in 11th hour crunches and DOES NOT DISSAPOINT. (He will fight for you to get your dream home until the wee-hours of the morning or ensure you get the absolute top offer - because thats what he does best!) -Heather Scriver
I'm confident you will be impressed with how he stands out, and can help you do the same in your real estate goals!
Positive: Professionalism, Quality, Responsiveness, Value It has been my pleasure to have known Mario personally for several years - his commitment to delivering superior results to his clients is more than the vast majority of agents in the GTA. It matters to him what happens in the purchase and sale of your home! He has worked hard to find the best proven practices throughout North America and apply those for the benefit of those who work with him. He believes in them so much he is willing to guarantee their success! If you are considering a sale or purchase (or even one of each), you owe it to yourself to review Mario and how that compares to what other agents can deliver to you. I'm confident you will be impressed with how he stands out, and can help you do the same in your real estate goals!